A student-loan that pays for your education after high school is a debt. Use it wisely over the time you take to finish school.

Education at this level is stressful so do not use that money to escape the stress.

Even a young well paid teacher needs advice how to pay off his student loan.

You can reduce the expenses of going to school by living at home, called Maintenance Expenses, that is extra to the Tuition Expense. You can also go to less expensive schools and if expenses are low enough, you can work full-time during your break.